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Littlewoods credit card

Littlewoods credit card

  • Credit limit up to £
  • Up to two optional credit limit increases per year if eligible
  • Helps you stay on top of your spending when you set-up email alerts
  • No annual fee
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Key features of your Littlewoods Credit Card

Summary Box

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

Representative Example

  • % APR representative variable
  • % p.a. variable on purchases
  • £ assumed credit limit

Interest Rates

Purchases
Introductory Rate Monthly Rate Annual Rate
N/A % %*
Cash Withdrawals
Introductory Rate Monthly Rate Annual Rate
N/A % %*
Balance / Money Transfers
Introductory Rate Monthly Rate Annual Rate
N/A % %*

Interest Free Period

  • Maximum of days for purchases where the balance is paid in full and on time
  • 0 days for balance / money transfers and cash

Subject to any interest free period that may apply.

Interest Charging Information

No interest is payable on purchases if you pay in full the outstanding balance on your first statement by its payment due date. No interest is payable on purchases on subsequent statements if the outstanding balances on your current statement and the previous statement are paid in full by their respective payment due dates.

Otherwise the period over which interest is charged is as follows:

Interest Charge Dates
From Until
Purchases Posted date Paid in full
Cash Withdrawals Posted date Paid in full
Balance / money transfers Posted date Paid in full

Allocation of Payments

Unless you pay the outstanding balance in full, we will allocate your payments to balances which attract the highest interest rate first.

We will always allocate your payments to any amounts which have already appeared on a statement before allocating your payments to any amounts subsequently applied to your account.

For further details, please refer to your credit card terms and conditions.

Minimum Repayment

The monthly credit card payment is:

- the full outstanding balance if it is less than £, but otherwise the greater of:

  • An amount equal to the total of (i) % of the outstanding balance on your account; (ii) interest applied to your account in that month; (iii) all Default Sums incurred in that month; and (iv) one twelfth of your Annual Fee, or
  • £
Credit Limit
Minimum Credit Limit £
Maximum Credit Limit £
Fees
No annual fee
Charges
Balance / money transfer Handling Fee %
Cash Fee (includes gambling transactions) % (minimum £)

Foreign Usage

Payment Scheme Exchange Rate
One or More of the Following May Apply:
Non-sterling Transaction Fee %
Foreign Cash Fee % (minimum £)
Default Charges
Late and Failure to Pay Default Sum £
Returned Payment Default Sum £
Overlimit Default Sum £
Returned Credit Card Cheque Default Sum £
*The simple interest rate is % for balance / money transfers, % for purchases and % for cash withdrawals from the date of this agreement.
Littlewoods credit card
% APR representative variable

About you

Date of birth (dd/mm/yyyy)

Work & finances

£
.00 per year

Your total yearly income before taxes (include your job, benefits, investments, pension)

Monthly income (calculated from your yearly income)
-
I am interested in taking an immediate cash advance

Where you live

Residential status

Or enter address manually

Top tips

The Littlewoods credit card can help you build your credit rating. To build your credit rating and potentially be eligible for credit limit increases, use your card sensibly by making at least your monthly minimum payment on time and staying below your credit limit. Not doing so could harm your credit rating.

Credit is available subject to status and conditions. All rates are variable after their applicable introductory period. If no introductory period applies the rates are variable from the date of the agreement. If you have applied for a Littlewoods credit card in the last six months your application may be declined. If you are not a UK resident please do not apply.

Won't affect your credit rating

Our QuickCheck tool can tell you with 100% certainty if you're approved for a Littlewoods credit card before you apply.